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UNION BANK OF INDIA IFSC Code

UNION BANK OF INDIA is an Indian state-owned financial services company established in 1907 and headquartered in Chennai, India. It serves over 100 million customers with 20,924 employees, 6,089 branches with 5,022 ATMs and 1,494 cash deposit machines and is one of the top performing public sector banks in India.

UNION BANK OF INDIA IFSC code 11 digit code where first 4 digit are alphabets , 5th digit is always ZERO and ast 5 digit represents branch code. The IFSC and MICR code for UNION BANK OF INDIA are easily available online and also on cheque books issued by the bank. Every cheque leaf of a cheque book issued by the bank will carry the IFSC code of the issuing branch.

UNION BANK OF INDIA NEFT, RTGS, IMPS Timings

Transaction timings for UNION BANK OF INDIA are from Monday to Saturday (except 2nd & 4th Saturday which is Bank Week Off) and for NEFT timings are from 8AM to 6:30 PM, for RTGS timings are from 8 AM to 4:30 PM. IMGS allows 24x7 transfer of funds.

UNION BANK OF INDIA NEFT, RTGS, IMPS transaction limit

NEFT has a limit of 50,000/0 maximum per transaction while RTGS is primarily meant for large value transactions with min amount of INR 2 Lakhs with no upper limit in RTGS transactions with UNION BANK OF INDIA. IMPS has Rs. 50,000 max fund transfer in a day.

UNION BANK OF INDIA NEFT, RTGS, IMPS Charges On Digital Plateform

  1. RBI has removed charges for NEFT, RTGS payments. It has asked banks to pass on benefits to customers.
  2. RTGS is used for transferring high value amounts. The minimum amount that can be currently transferred is Rs 2 lakh.
  3. This move will benefit the small traders who deal in small value transactions and operates on small margins.
  4. NEFT is a payment system facilitating funds transfers from one bank account to another.

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