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LAKSHMI VILAS BANK IFSC Code

Lakshmi Vilas Bank Limited was founded in 1926 by a group of seven businessmen of Karur under the leadership of Shri V.S.N. Ramalinga Chettiar. Their objective was to cater to the financial needs of people in and around Karur who were occupied in trading businesses, industry and agriculture.

Lakshmi Vilas Bank IFSC Code 11 digit code where first 4 digit are alphabets , 5th digit is always ZERO and ast 5 digit represents branch code. The IFSC and MICR Code for Lakshmi Vilas Bank are easily available online and also on cheque books issued by the bank. Every cheque leaf of a cheque book issued by the bank will carry the IFSC code of the issuing branch.

Lakshmi Vilas Bank NEFT, RTGS, IMPS Timings

Transaction timings for Lakshmi Vilas Bank are from Monday to Saturday (except 2nd & 4th Saturday which is Bank Week Off) and for NEFT timings are from 8AM to 6:30 PM, for RTGS timings are from 8 AM to 4:30 PM. IMGS allows 24x7 transfer of funds.

Lakshmi Vilas Bank NEFT, RTGS, IMPS transaction limit

NEFT has a limit of 50,000/0 maximum per transaction while RTGS is primarily meant for large value transactions with min amount of INR 2 Lakhs with no upper limit in RTGS transactions with Lakshmi Vilas Bank. IMPS has Rs. 50,000 max fund transfer in a day.

Lakshmi Vilas Bank NEFT, RTGS, IMPS Charges On Digital Plateform

  1. RBI has removed charges for NEFT, RTGS payments. It has asked banks to pass on benefits to customers.
  2. RTGS is used for transferring high value amounts. The minimum amount that can be currently transferred is Rs 2 lakh.
  3. This move will benefit the small traders who deal in small value transactions and operates on small margins.
  4. NEFT is a payment system facilitating funds transfers from one bank account to another.

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