The Ahmedabad Mercantile Co-op. Bank Ltd., Established in the year 1966, popularly known as "AMCO BANK" started its banking activity under the leadership of Shri Mohanbhai C. Patel with one branch at Relief Road, Ahmedabad in Gujarat State, India.

The area of operation of the bank is confined to 2 States 1) Gujarat 2) Maharashtra. The bank offer n extensive range of products and services which include loans, deposits, forex trade, internet banking, mortgages and more.

Ahmedabad Mercantile Co-op. Bank IFSC Code 11 digit code where first 4 digit are alphabets , 5th digit is always ZERO and ast 5 digit represents branch code. The IFSC and MICR Code for Ahmedabad Mercantile Co-op. Bank are easily available online and also on cheque books issued by the bank. Every cheque leaf of a cheque book issued by the bank will carry the IFSC code of the issuing branch.

 Ahmedabad Mercantile Co-Operative bank timings for NEFT, RTGS, IMPS

  • Transaction Timings are from Monday to Saturday (except 2nd & 4th Saturday)
  • NEFT Timings :- 8 AM to 6:30 PM
  • RTGS Timings :- 8 AM to 4:30 PM
  • IMPS Timings :- 24x7

 Ahmedabad Mercantile Co-Operative bank transaction limits for NEFT, RTGS, IMPS

Transaction Limits/Timing RTGS Monday to Saturday
(Except 2nd and 4th Saturday)
IMPS (24 * 7 – 365 days)
iMobile Internet
Account number + IFSC Mobile number + MMID Account number + IFSC Mobile number + MMID
Minimum Rs.2 Lakh Re. 1 Re. 1 Re. 1 Re. 1
Maximum Rs. 10 Lakhs Rs. 2lakh* Rs. 10,000 Rs. 2lakh Rs. 10,000

*Upto Rs. 2 lakhs per transaction (Rs. 10 Lakhs per day)

 Ahmedabad Mercantile Co-Operative bank charges for NEFT, RTGS, IMPS

On Digital Plateform

  1. RBI has removed charges for NEFT, RTGS payments. It has asked banks to pass on benefits to customers.
  2. RTGS is used for transferring high value amounts. The minimum amount that can be currently transferred is Rs 2 lakh.
  3. This move will benefit the small traders who deal in small value transactions and operates on small margins.
  4. NEFT is a payment system facilitating funds transfers from one bank account to another.

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